What is Floatpays?

Floatpays is a financial benefit that employers can offer their employees, like you.

You can use Floatpays in different ways, depending on what your employer has signed up for:

Access your wages

Instead of turning to a loan or credit card to make it through a tough spot during the month you can withdraw the wages that you have already earned to cover expenses. Floatpays is not a loan - you don’t pay any interest on the money you withdraw from your wages. You pay a small once-off fee based on the amount you withdraw.

Pre-paid Vouchers

Use your earned wages to buy vouchers for electricity, airtime, data and medical care. You do not pay any fees on these vouchers.


Save for a short-term financial goal or emergency with a savings account that links directly to your paycheck. You earn interest on your savings so you can grow your money. You can set-up your account, change your savings contributions or pause your contributions on the app/USSD whenever you need to and it will automatically update on your payslip.

Free Financial Education

Learn how to manage your money better and budget with our free financial education and budgeting tool on the app.

Get Floatpays

Registering for Floatpays is easy and can be done via the Floatpays app or USSD.
To get started you will need an invite token - this token is SMSd to you by Floatpays once your employer has signed up for the service. You cannot register without this token.
To register via USSD, dial *120*2828# and follow the instructions on your phone.
To register via the app, download Floatpays from your app store.